Monday, 12 January 2015

Future of Mobile Applications

One technology decision that must be made before time when developing an application is whether it is to be written using native or web APIs. Banking upon the application, native APIs may be essential to meet the user's potential. On the other hand, for most applications, web technologies subsisting of HTML 5, JavaScript, and CSS present equal user experiences. The benefits of using web APIs is that they are written using web technologies well-known to many developers, thus providing an effortless and quicker development process. In totaling, since web technologies are standardized, they display fairly consistent behavior across the many dissimilar mobile platforms available today, for instance Android and iOS phones and tablets.

One noteworthy difference between native and web applications is that the native applications endows with extensive access to device features for example the camera and accelerometer, while the web applications are restricted to what the device's web browser supports. To overpass this gap between native and web, a new type of application called the hybrid application was formed. A hybrid application is written using the same web technologies like HTML 5, JavaScript, and CSS. Hybrid application includes additional code that enables native APIs to be called from JavaScript. It serves by wrapping your web code with a web browser and packaging both together to create a native application.

Hybrid application created a way for developing ones and deploying to different platforms like Android & IOS. PhoneGap is a admired open source toolkit for building applications. It will become evident that PhoneGap delivers on the promise of a simplified, cross-platform mobile application development by enabling you to write your application using HTML, CSS, Javascript and then wrapping it up so that it can be circulated throughout the various app stores and markets. With any luck, your application may even become someone's favorite app. This makes PhoneGap the future of mobile apps. Mobile technology professionals will benefit greatly from PhoneGap because it offers experienced mobile web developers with everything they require to know to transition their mobile web applications into native mobile applications.

The instant need for websites in some areas is declining rapidly, almost everything is going mobile, not just for the reason that everything can but because it is having a noteworthy impact on how we live, work, and communicate. Mobile applications have become vital solutions for both businesses and consumers. Success in the rapidly developing and ever-changing mobility space should not cause fear and frustration of inaction. Somewhat, we should embrace technology enablers like PhoneGap to bring truly winning solutions to reality.

Friday, 9 January 2015

Global Movements For The Financial Service Industry

As the economic crisis prolongs to unfold, the financial service industry faces severe challenges. The crisis is rooted in continuous imbalances, including elongated periods of low interest rates, rapidly increasing asset prices, and gigantic credit and savings imbalances. 

Previous decades of outstanding growth and capitalism at its best have now caused the market to become accustomed to strict credit, growing governmental interference, sluggish pace of globalization, and very less economic growth. With escalating regulations in the United States and lessening accessibility of credit, the industry faces a significant risk of stunted growth. The global recession is also upsetting the financial segment because of capital markets and diminished aggregate demand.

This article will provide influencers, employees and stake holders in the financial service industry with the top unique and timely trends to keep in the forefront of their growth strategies for the next five years. These key trends will form the post financial crisis in a holistic and methodical manner.

Top Key Trends
Global banking: According to the World Bank, even though many banks such as American Express, Citibank and JPMorgan Chase carry out business in multiple countries, they are relatively local in the United States. In order to nurture, the financial business will have to penetrate emerging markets. For companies that have a more insistent growth stratagem, the spread to emerging markets such as Africa and Asia presents unparalleled opportunities for profit and increased market share.

IT Platform Sharing: Network World corroborates that financial service firms' business strategies must be changed for the new dynamics and intricacies of today's market. Instantaneous access to information and integration along product lines and geography are a necessity for future success. With the requirement to supply information to a global market, firms must reduce cost. One cost effective initiative is the utilization of platform sharing; like mobile companies that collaborate with local companies in order to diminish cost and increase access, financial firms can also follow the same.

E-Banking: A special report sees that with 3.5 billion people with smart phones and an expected 10-20% year over year growth, individual and business banking transactions are conducted through smart phones progressively. Thus, E-banking competence is quickly becoming an increasing requirement in order to challenge in the marketplace. E-banking competent companies with its essential flexibility and differentiation in the market through Internet-based service applications will flourish.

Mobile Money: The enhancement of smart phone usage in emerging markets makes mobile financial transactions a safe, low cost scheme for the financial sector. It is an effortless approach to transfer money to family and acquaintances, money is sent, and withdrawals cum payments can be made without ever going to a physical bank or payment center

Self-Service: Self-service and the customer should be a primary focus for firms in this new financial service world there is a self-service portal which organizations can acquire, so customers can ensure the status of their account and gain instant access to available services. Client’s inquiries and concerns are addressed more rapidly. This technology automates many processes; the result is that staff workload is reduced while council operates quicker and more efficiently.

With the consumer at the center of most trends in financial service firms, creating novel values for their current and potential clients beyond current expectations will be a pinnacle priority. The necessity for convenience varied with technology makes mobile money a great initiative in the emerging as well as the developed markets. Many firms have Swift pay, the ability to pay without swiping the card, as component of their credit card services. An embedded chip in the credit card allows payments to be made by putting the card close to the payment processor. Mobile money will be an extension of payment and money transfers without the necessity for a card, the want to go to a physical bank, or to utilize Net banking. Payments, Fund transfers, deposits and withdrawals can be made with a cell phone.

Today's antagonism is fueled not just by profitable clientele, but also by the organizations that are the most efficient and price effective. Procedural and cultural clash will result from expanding into unknown markets as seen by the history of Citibank. But in the extended run, rigid regulations, new technology and enhanced business processes will cause expanding in emerging markets not only to change the demographics of the clients but also to better the global economy and the future of the financial services industry. Preserving the previous trends at the forefront of managers' strategic plans, financial firms will bounce back larger and better than ever.

Tuesday, 6 January 2015

Are Mobile Developers Supposed To Consider iOS Or Android First?

Over the past several months, Google has made noteworthy updates to their Android operating system in an effort to be a focus for developers who are looking to make high quality applications for the platform. Android-powered phones now create up the majority of the smartphone market, but to the revelation of many, lots of developers still have a preference to create applications for Apple's iOS. Some readers might query how a developer can like better the more tapered iOS-style development to Android's open market distribution system, but professionally executed surveys and studies by research companies such as Flurry have revealed a assortment of different reasons as to why this preference may arise.

Initially, although there are now more smartphones running on Android than on iOS, Apple's iPod Touches and iPads fetch the total number of iOS powered devices on the market to nearly 200 million. Despite the recent growth in tablets running Android, there's no means Google's platform will be able to equal the number of iOS' widespread audience members any time soon. A better user base means a enhanced chance at for a developer's application to be downloaded, and that reason alone makes it worth sticking to iOS for many -- particularly those developing applications for which the user has to compensate.

Beside with a larger total number of users, Apple has their App Store designed in a way that depicts a large number of different applications to users. Top rated free and paid applications, applications of the week, and staff selected applications are a few of the different categories where sets of applications are highlighted. Developers want their application to be open, and the release nature of Android leads to many uninteresting applications cluttering the store, denotes users are going to be less likely to find and download the quality applications they're following.

iOS is often disparaged because of the limited number of devices that run it, but in actuality, this prevents the disparity between devices that Android-powered units often face. Since every Android-powered device is so different, it's almost impossible for developers to make their applications scuttle perfectly on every device.
Users are far more enthusiastic and likely to pay for applications on the iOS platform compared to the Android OS. Average selling price for an iOS application is $1.48 per download. Developers are far more contented making applications that don't need to earn their profits from advertisements, because in most cases, an app will appear and run better without ads filling up the screen. The better and application looks and runs the more probable the developer will be praised for his or her work. Since many Android applications are uploaded and offered free of charge, developers sense a stronger obligation to release ad-cluttered applications in the Android Store without charge in order to compete for downloads.

There's no question developing an application for iOS comes with a superior start-up cost than developing one for Android, but in the end, users are far more likely to find and pay for an application released on iOS. This isn't to say Android application development should be derelict by any means since there is still a sizable market for them, and with some durable work, it's very likely to make impressive and powerful Android apps. However, with the absolute number of iOS-powered devices on the market today, there's no problem that any developer should skip if iOS application development as an option.

Software Quality Assurance Made Evident

Successful quality assurance (QA) looks for to offer an unambiguous and realistic model for meeting the client's expectations. In this background, "transparent" QA will take up a policy of steady communication and evaluation from the top-down about all business decisions, testing, hiring, and user experience (UX). In toting up, transparent QA will endeavor to anticipate and avert problems before they occur and do so from the project's initial stages, throughout development, and subsequent to release.

The transparency ought to begin with the CIO and filter down through the entire team. QA should be considered as a business choice to commit the company to the delivery of a product that congregates or exceeds the customers' expectations. This decision must clear itself from the project's inception, beginning with the recognition of the customer's needs and the means with which the project will attend them. Ideally, this will fill an as-yet-unfilled demand, or fill it in a more well-organized way. These expectations must be comprehensible, pragmatic, and made transparent to anyone involved in the project. Furtive, ambiguities, or unnecessary delays will only cripple the project at its onset.

There also exists a likely tendency to reduce QA to a software testing role. Limiting QA to a simple "black box" role despoils it of its transparency by removing the need for it. Black-box testing purely guarantees a certain output produces the desired output without understanding of the program's inner workings in an attempt to mimic the typical user. It is one of the main inexpensive forms of testing, thus the enticement. Though it has its set, it abandons the top-down, all-encompassing approach of transparent QA. For instance, black-box QA will be denied the opportunity to apply the client’s needs to the hiring process for UX engineers, or even to place their detailed needs into a publicized job posting. As another example, black-box QA might verify input-output functionality, but overlook UX and discover too late that the market despises the user interface (UI).

UX works with QA to present consumers with a optimistic experience, and transparency must be marked on both sides to succeed. If QA's role is to recognize the customers' needs, upfront objectives, and technical issues, then UX works to make sure the team's solutions translate into a pleasant experience for the users. In process, UX focuses on the UI by group testing, analyzing usage data, and making propositions to the QA team based on user feedback. If QA falls short to consider the market's needs or properly commune them to the UX team, then procedures like group testing and data analytics will be exasperating and expensive to implement.

Clear expectations and open two-way communication between QA, UX, and programmers will to a great extent solve problems before they occur. Anticipation saves money, time, and effort. Delivering a relatively bug-free product is only one surface of a successful launch; companies must depend on QA to identify the customers' needs at the project's conception and to maintain a spirit of collaboration between all team members.

Monday, 5 January 2015

What Are the Major faults in ERP Implementation?

ERP implementation entails a lot of time, endeavor, capital and planning. The business has to map and do a lot of study before even obtainable in for the implementation. If appropriate planning is not done previous to and during the process, it will consequence in errors in ERP implementation and direct to failure of the system. Implementation malfunction is a major concern for the firms since a lot of investment is involved. The ERP package selected should be precise for your organization and the implementation practice should be complete in the right manner so that there is no scope for errors in implementation. Coordination between the team members is indispensable to ensure a smooth process. The risks and errors in ERP implementation should be diminished to the minimum.

Some of the issues that lead to errors in ERP implementation are as follows:

1. Inadequate resources: Lack of resources or insufficient resources required by the ERP software can lead to failure. The system needs a appropriate infrastructure and other resources for its flourishing implementation. To shun errors in ERP implementation and make certain a smooth process, there should be sufficient resources available.

2. Improper project management: The project has to be handled perfectly and there should be no possibility for errors in ERP implementation. The project manager selected should be experienced to be competent to plan out the requirements. He should be able to handle and plan out the whole thing in a proper manner. If there is improper management, it consequences in no coordination and poor execution of the project. The manager has a significant role to play in the implementation process as he has to look after many things. He also acts like an intermediary between the customer and the vendor. He has to bring together well and ensure the work is done appropriately by the consultants employed.

3. Excess customization: The ERP system is often customized and amended to suit the requirements of the business. It is customized to fit but a great deal of alterations can revolutionize the ERP software totally and result in a failure. A modest customization is helpful but too much can lead to errors in ERP implementation.

4. Poor involvement: It is essential for the top management to be occupied actively during the implementation procedure. They have the responsibility to synchronize and tend to the needs during the process. If there is meager involvement or no involvement, it can lead to impediments and eventually into a failure of the ERP implementation. To avert these errors in implementation, it is critical that the top management work together with the vendor in order to be responsive of what is going on and to be able to take right decisions on time.

These are some of the errors in ERP implementation which occur if care is not taken. Since Enterprise Resource Planning implementation requires so much of investment, it facades some risks too if not implemented in the right way. Consequently it is significant to consider the above points to ensure a successful implementation and evade the errors in implementation.